Any credit provider can sue a consumer in the Civil or Supreme Court for a debt that has not been paid. A credit provider can be a hospital, a bank, a retail store or any entity claiming that money has not been paid towards the debt.
A consumer ‘defendant’ has the opportunity to defend themselves once they have been served with a Summons from the Plaintiff ‘Credit Provider’ within the period stated on the summons. The consumer can respond in order to make a payment arrangement or any dispute regarding the debt.
If you don’t respond within the required time, the Credit Provider can ask for a decision or judgement in your absence. This is called a default judgement.
Our Attorneys are able to make an application to have the judgements rescinded in Court. The consumer is required to obtain written consent to rescission of judgement from the Credit Provider. If the debt, costs and interest has been settled, it is unlikely that the Credit Provider will object to the recession of judgement.
For assistance or more information on any of our additional services, please fill in our call back form or contact us on 011 888 6395. A consultant will call you back.